Credit Risk Manager Cover Letter Template

Dear Hiring Manager, I recently led a risk review that uncovered a material gap in our credit policy, which prompted a targeted update across SME lending. In that project I cut approval time by streamlining data requests and strengthened monitoring on a portfolio worth around $500m. The work helped us identify emerging risk more quickly and improved our risk signals without slowing the team. I am drawn to [Company Name] because I know you rely on solid policy work and practical risk controls. My experience spans credit risk assessment, policy development, and compliance monitoring, with hands on work managing automated risk tools and data analysis. I’m comfortable partnering with finance, analytics and operations to translate risk findings into clear actions for the business. In a recent interdepartmental project at [Previous Company], I coordinated a cross functional team to review credit policy for higher risk segments. We implemented a scoring adjustment and new monitoring triggers that significantly improved early warning capability. I also provided feedback to the analysts on portfolio reviews to sharpen their evaluations and reduce revision cycles. I’m available for a discussion about how I can contribute to [Company Name]. I can start with a short meeting to align on priorities and next steps. Kind regards, [Your Name]