Insurance Loss Adjuster Cover Letter Template

Dear Hiring Manager, I’ve spent the last seven years working across building, equipment and vehicle inspections to estimate repairs and losses for insurers. In that time I’ve handled claims from small assets to multi-site commercial losses, and I’ve built a solid track record of turning complex assessments into clear, supported reports. At [Previous Company], a project of 50 properties required careful fire and theft evaluation, with costs scoped to a tight 10% variance window, and we kept our timings on track while keeping amendable notes for the underwriter. My core strengths align with this role: damage assessment, repair cost estimation, and reporting to insurers, with a practical eye for locating evidence and documenting risks. I’m comfortable with business interruption assessments, risk evaluation, and the end-to-end process of damage reporting. I can translate field notes into concise, well structured reports and I’ve found that good documentation reduces back‑and‑forth and speeds claims. A recent claim involved a mid‑sized manufacturing site where I coordinated interior and equipment inspections, documented evidence, and estimated both repair and replacement costs. The client appreciated the clear repair plan and the insurer appreciated the defensible numbers. Inspections were completed within 48 hours of access being granted, and the file progressed to settlement with a minimal post‑date adjustment. I’m available to discuss how I can contribute to [Company Name]. I’m happy to chat about your approach to losses and share more about how I manage time, quality and risk in these cases. Kind regards, [Your Name]